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Prime Minister Youth Loan Scheme 2024

Prime Minister Youth Loan Scheme
Prime Minister Youth Loan Scheme


Table of Contents

Prime Minister’s Youth Business & Agriculture Loan Scheme (PMYB&ALS)

Please refer to IH&SMEFD Circular No. 08 of 2019 dated July 11, 2019, and subsequent instructions issued from time to time regarding Prime Minister’s Kamyab Jawan Youth Entrepreneur Scheme (PMKJ-YES).

Government of Pakistan has approved revisions in the key features of PMKJ-YES with a view to making it more purposeful and beneficial for small businesses and agriculture. The new components of interest-free microloans and agriculture loans have been added to the scheme. Moreover, the scheme has been renamed as Prime Minister’s Youth Business & Agriculture Loan Scheme (PMYB&ALS). The key features of PMYB&ALS approved by the Government of Pakistan are reproduced below:

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Shehbaz Sharif

(Prime Minister, Pakistan)

Dear Youngsters! Always remember that you are the biggest asset of Pakistan. Almighty has blessed you with great potential and a lot of qualities.

Positively utilize your strengths and play role in making Pakistan a developed nation. You are the torch bearers of tomorrow. To empower our young population, we have launched several initiatives Under Prime Minister’s Youth Programme.




Be a part of these initiatives, discover your hidden potential, and a bright future is waiting for you.

Shaza Fatima Khawaja

(SAPM on Youth Programme)

 Leading the office of Youth Affairs is a great honor. As it enables me to work for the betterment of more than 68 percent population.

Our foremost goal is to facilitate youth in each and every field. PM Laptop Scheme, Loan scheme, Youth Development Center, and National Youth Commission are the initiatives through which we are trying to transform your bright future.



Get involved in our initiatives and play role in making a prosperous Pakistan.

PRIME MINISTER’S YOUTH BUSINESS LOAN

PMYBL promotes entrepreneurship among youth by providing business loans on simple terms and with less markup through 21 Commercial, Islamic and SME banks.



All Pakistani residents, aged between 21 and 45 years with entrepreneurial potential are eligible to apply for the loan. For IT/ E-Commerce related businesses, the lower age limit is 18 years. Applications have to be submitted online only through our website.

Loans provided under PMYBL are segregated into 3 tiers.

Tier 1
The range is 100,000 upto 1 million PKR with 3% markup. No Security required for loan in this tier.

Tier 2
The range is above 1 Million upto 10 Million PKR with 4% markup.

Tier 3

The range is above 10 Million upto 25 Million PKR with 5% markup. 



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