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Is Otto Insurance a Legit Insurance Provider?



Is Otto Insurance a legitimate insurance provider? Today, many tools are available to let you compare various insurance rates without calling insurance companies. But, with the number of choices available, it can be difficult to determine which ones are reliable.

Otto Insurance is among the most effective insurance quote tools available on the market. In this article, we will give you a comprehensive analysis of Otto insurance, so you know whether it is worth looking into. Let’s get started!

What is Otto Insurance?

The right insurance to choose from is not easy however, Otto is Otto insurance tools stand out from the plethora of possibilities. It is a lead-generation site that sends your details to its extensive network of partners and affiliates instead of delivering quotes instantly.



It is very simple to use, however, do not expect to receive quotations within minutes. Otto Insurance will gather your data and after that, you will be connected to one of their insurance agents to begin your quote request.

is otto insurance a legit insurance provider
Is Otto Insurance a Legit Insurance Provider?

Here is How it Will Work:

You will be asked to answer a few questions about your house, yourself as well as your vehicle.

You have to inform Otto Insurance regarding whether you are purchasing insurance from scratch, or already have it.

Otto Insurance promises to offer you the lowest rates for insurance possible.




After you have created the profile for yourself, Otto is going to ask about your car. You can answer this question by yourself or let Otto find your vehicle details based on your home address and your name.

It is simple to answer other questions related to the status of your marriage, residence, and gender.

The company can offer the option of combining home and auto insurance (to lower insurance costs). Otto Insurance will notify you in a matter of minutes if you are eligible for significant discounts.

It is recommended to read the fine print before adding your name and phone number.



After you click the Get your Free Quote Button Otto affiliates or partners in marketing will reach out to you.

Be aware that Otto is not able to provide additional details. It provides only two options for you to choose from, along with an address to each carrier’s website.



Background About Otto Insurance

Otto Insurance allows people to find insurance quotes for pet, auto home, life, and pet insurance in a matter of seconds and at no cost.

Otto Insurance is not an insurance company but rather a concierge service for insurers. In Otto, the customer comes first, before all else.

The team of Otto is spread all over the United States, with the base of operations located in Miami Beach, Florida. Otto is dedicated to connecting clients with the most reliable insurance companies to protect their financial security.

Their team collaborates with individual agents as well as national and regional insurers to offer the most competitive rates for insurance in the market.



Otto Insurance utilizes the most recent technology and decades of experience. They provide their customers with a secure place to obtain insurance quotations.

Furthermore, their network is connected to hundreds of insurance companies across the United States to get consumers’ information to the most suitable possibility of a match, quickly and safely.




Clients will get connected to the most reliable agents in a matter of minutes because Otto constantly strives to increase the efficiency and speed of its service.

Otto Insurance is committed to ensuring that customers enjoy the best possible service and to connecting with a company that can fulfill their requirements. Join the growing community of more than 2 million happy savers who have Otto insurance now.

is otto insurance a scam
Is Otto Insurance a Scam?

Is Otto Insurance a Scam?

There is not much information on Otto insurance online. The website is accessible via two addresses. However, this does not mean the company is not legitimate, but Otto insurance is a fraud.

However, the information about the company website is inconsistent and limited. Based on customer feedback you may be receiving more telephone calls than you receive quotes.

Furthermore, you do not discover much about the background of the company. Oddly, the company status has been listed as “No more in business” by the Better Business Bureau, but the numbers listed on their websites remain in operation.


Otto Reviews: Here is What People Are Saying About Otto

Although Otto Insurance lists hundreds of reviews that are positive on its site, finding favorable reviews (or reviews in general) online is a struggle. We searched and found some reviews from unhappy customers.

1-Star Rating – Would not Recommend Otto Insurance – Scott A Fussnecker

“Tell your customers that they will be bombarded by calls from companies trying to sell their insurance. One of the biggest mistakes I have made was to click on your advertisement.”

1-Star Rating – Not Recommended Otto Insurance – Katrina Siverts

“I accept all of the other comments. Poor service. I have been receiving hundreds of calls, it is absurd. What can they do to improve their service? Stop misleading people about their products and services. It is a fraud. The only thing they do is to give your contact information to local insurance firms. Then, the phone and call phone. A terrible service.”



1-Star Rating – Would not Recommend Otto Insurance – Chaim Friedman

“It is an enigma to deceive the public and claim that you are an insurance firm, but actually, you are simply a referral service. I would like to know how I can submit a complaint to Google to block Otto insurances name from getting found as well as whether YouTube should cease showing their ads since they are misleading the public.”

Our Comments on these reviews:

Otto Insurance is upfront regarding the reality that they are not an insurance firm and only matches you with other companies who offer estimates. However, their website can lead people to think that they will get a real estimate quickly. This is not true.

Otto Insurance Through Different States

Otto insurance offers comparisons of the cost of the pet, home, life, and auto insurance. The company gives people quotes from the most reliable insurance firms. Today, Otto Insurance operates in all fifty US States and Territories.

Otto is vs. Other Insurance Quotes

To give you an accurate assessment of the quality of services available through Otto Insurance, we will be comparing Otto against other quotes from insurance companies. These are the top ones:

Otto vs. Insurify

Although customers can use Insurify and Otto to obtain quotations for insurance, Insurify is the only one to provide real estimates (around 20) when you fill out the insurance form.

Additionally, the driver profile created by Insurify is more comprehensive than the profile created by Otto. Insurify lets users take more control over their data.

Otto vs. Jerry

Jerry AI is another online tool that lets users review insurance policies from various firms. It requires you to go through a few steps to allow access to your insurance policy. Then, it will compare your insurance information against 45 insurance companies, and choose three options to pick from.

Jerry is similar to Insurify which is an excellent choice for those who are looking for lower prices from a trusted platform. In contrast, Insurify makes it easier for customers to try different coverage options and provides quotes from a variety of insurance companies.

Otto vs. Quote Wizard

Similar to Otto, Quote Wizard also claims to provide quotes for home insurance as well as life insurance. But, Quote Wizard helps users save money on renters insurance and health insurance, too.

Like Insurify however, neither Otto Insurance nor Quote Wizard gives actual quotes directly on the page and requires users to browse endlessly on different websites and pages.

In Conclusion

Otto Insurance is a legitimate lead-generation website that provides useful data to over 1,000 insurance brokers and associates. It connects you to two insurance companies that will offer you estimates.

Although people have left a lot of reviews that were negative about Otto in the comments section, saying that they received huge numbers of unanswered calls, However, there are a few available positive reviews.

FAQs – Is Otto Insurance a Legit Insurance Provider?

Q1: Is Otto Insurance a Legit Insurance Provider?

A1: Yes, Otto Insurance is a legitimate insurance provider. They are a licensed and regulated insurance company, offering various insurance products and services to customers.

Q2: What types of insurance does Otto Insurance offer?

A2: Otto Insurance offers a range of insurance products, including auto insurance, home insurance, life insurance, and business insurance, among others.

Q3: How can I contact Otto Insurance for inquiries or claims?

A3: You can contact Otto Insurance by visiting their official website and finding their contact information, which typically includes phone numbers and email addresses. Alternatively, you can reach out to their customer support through the contact details provided in your insurance policy documents.

Q4: Is Otto Insurance known for good customer service?

A4: Otto Insurance is generally known for providing good customer service. They aim to assist customers promptly and effectively with their insurance needs and claims.

Q5: What is the process for filing a claim with Otto Insurance?

A5: To file a claim with Otto Insurance, you should contact their claims department using the contact information provided in your policy documents. They will guide you through the claims process, which usually involves submitting necessary documentation and details about the incident.

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