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Mojaz Foundation Loan Interest Free Loan



Products             

Commerce Loan          

Livestock Loan

Agriculture Loans       



MOJAZ Shandar Karobar Loan

MOJAZ Maal Khushaal Loans   

MOJAZ Sarsabz Khallian Loans

MOJAZ Meri Sawari Loans




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Microfinance

MOJAZ focuses on progressively sustainable economic development through income enhancement and employment generation. Our Microfinance programme is geared towards achieving this objective. MOJAZ Foundation through an extensive process of social mobilization, need assessments and poverty scores focuses local rural needs and gaps. The challenges that poor are facing in the rural area are mainly access to finance, linkages with the market and opportunities for skill enhancement. MOJAZ Foundation designed its program and loan portfolio in the sectors those are relevant to the needs and have greater potential for the poorest.



The organization is running its microfinance program in Narowal with the financial support of Pakistan Poverty Alleviation Fund, ORIX Leasing Pakistan & Orangi Charitable Trust. MOJAZ Foundation has disbursed Rs. 142.155 million from Oct 2008 to June 2012 with help of PPAF, OCT and ORIX Leasing in the areas of agriculture, livestock and enterprise (54 % of our beneficiaries have been women).Our recovery rate has been 100% throughout.

Humanitarian Response



Floods 2014 in Pakistan have affected badly 09 Districts namely: Narowal, Sialkot, Gujrat, Gujrawalan, Hafizabad, Sargodha, Jhang, Mandi Bahaudin, Sheikhupura in Punjab. Situation monitors mentioned significant threats in all Districts of South Punjab, North Sindh and Balochistan as water is moving downstream. As per MOJAZ Foundation assessments more than 150 deaths and 1,000 injuries across Punjab are recorded so far. The figures are speculated to rise as water will recede in central Punjab and enter in south Punjab, north Sindh and Balochistan.

Also Check: UBank Loan Pakistan – Ubank Loan – UBank Home Loan Online Apply

Also Check: Interest Free Loan Scheme 2022

MOJAZ Foundation immediately conducted a quick situational analysis in Narowal and Sailkot to investigate the damages. The data gathered has some limitations as most of the places affected by flood are not easily accessible.



Commerce Loan 

Age of borrower at the time of loan




18 – 59 years

Loan period

12 to 18 months

Lending methodology 

Group loan comprising of 3-10 members


Collateral type

Social collateral – joint guarantee provided by the group members

and guarantee of spouse/head of household



Borrower’s Bank account cheques if loan amount is Rs.40,000 and

higher. For female borrowers, blood relatives PDCs are acceptable.

Identification source 

Copy of CNIC, and a recent photograph for borrower and guarantor

Livestock Loan

Age of borrower at the time of loan

18 – 59 years

Loan period 

12 to 18 months

Lending methodology 

Group loan comprising of 3-10 members

Collateral type

Social collateral – joint guarantee provided by the group members

and guarantee of spouse/head of household

Borrower’s Bank account cheques if loan amount is Rs.40,000 and

higher. For female borrowers, blood relatives PDCs are acceptable.

Identification source 

Copy of CNIC, and a recent photograph for borrower and guarantor

Agriculture Loans

Age of borrower at the time of loan

18 – 59 years

Loan period 

12 to 18 months

Lending methodology 

Group loan comprising of 3-10 members

Collateral type

Social collateral – joint guarantee provided by the group members

and guarantee of spouse/head of household

Borrower’s Bank account cheques if loan amount is Rs.40,000 and

higher. For female borrowers, blood relatives PDCs are acceptable.

Identification source 

Copy of CNIC, and a recent photograph for borrower and guarantor

MOJAZ Shandar Karobar Loan

Age of borrower at the time of loan

18 – 59 years

Loan period 

12 to 18 months

Lending methodology 

Group loan comprising of 3-10 members

Collateral type

Social collateral – joint guarantee provided by the group members

and guarantee of spouse/head of household

Borrower’s Bank account cheques if loan amount is Rs.40,000 and

higher. For female borrowers, blood relatives PDCs are acceptable.

Identification source 

Copy of CNIC, and a recent photograph for borrower and guarantor

MOJAZ Maal Khushaal Loans

Age of borrower at the time of loan

18 – 59 years

Loan period 

12 to 18 months

Lending methodology 

Group loan comprising of 3-10 members

Collateral type

Social collateral – joint guarantee provided by the group members

and guarantee of spouse/head of household

Borrower’s Bank account cheques if loan amount is Rs.40,000 and

higher. For female borrowers, blood relatives PDCs are acceptable.

Identification source 

Copy of CNIC, and a recent photograph for borrower and guarantor

MOJAZ Sarsabz Khallian Loans

Age of borrower at the time of loan

18 – 59 years

Loan period 

12 to 18 months

Lending methodology 

Group loan comprising of 3-10 members

Collateral type

Social collateral – joint guarantee provided by the group members

and guarantee of spouse/head of household

Borrower’s Bank account cheques if loan amount is Rs.40,000 and

higher. For female borrowers, blood relatives PDCs are acceptable.

Identification source 

Copy of CNIC, and a recent photograph for borrower and guarantor

MOJAZ Meri Sawari Loans

Age of borrower at the time of loan

18 – 59 years

Loan period 

12 to 18 months

Lending methodology 

Group loan comprising of 3-10 members

Collateral type

Social collateral – joint guarantee provided by the group members

and guarantee of spouse/head of household

Borrower’s Bank account cheques if loan amount is Rs.40,000 and

higher. For female borrowers, blood relatives PDCs are acceptable.

Identification source 

Copy of CNIC, and a recent photograph for borrower and guarantor
 Contact Us

41-Upper Ground Floor, Land Mark Plaza, Land Mark Plaza, Jail Road, Lahore.

Head Office

Opposite DCO House, Narowal. Ph: +92-54-2412313 & +92-54-2413313, Fax: +92-54-2412313

Narowal Branch

Near Government Degree Women College BadoMali Narowal

Liaison Office

1st Floor, House # 8A, Street 32, F-8/1, Islamabad Ph #: 051-2856613

Regional Office Muzaffargarh

Bagh-e-Irum Colony, Near Zakariya Girls Misali Higher Secondary School, Muzaffargarh

Chishtian Project Office

Street No 4, Chishtia park colony, Chishtian

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