adplus-dvertising

Harley Davidson Insurance Review & Ratings 2024



Harley Davidson insurance review & ratings: We offer a free online resource available to anyone who is looking to learn how to better understand insurance. We aim to provide an impartial, third-party source for all things insurance-related. We regularly update our website and all information is reviewed by experts in insurance.

  • Harley Davidson Insurance offers insurance coverage for all kinds of motorcycles.
  • Motorcycles can make a claim by phone or via the Internet.
  • You can receive free quotes on motorcycles when you shop on the internet.

The thrill of driving through country roads as stunning images whizz by on both sides could be the most satisfying experience you can have, however, the sensation that comes next is the feeling of safety that you get knowing that you have got the insurance for your motorcycle that will allow you to continue enjoying your journey in safety.

harley-davidson-insurance-review-ratings
Harley Davidson Insurance Review & Ratings

If you are not sure if you have enough insurance coverage for your vehicle it is possible to purchase the insurance for your motorcycle from Harley Davidson Insurance. The firm has been around for many years and can provide you with the insurance you require at the prices you desire.

Continue reading to learn more about how you can safeguard your bike and purchase low-cost motorcycle insurance through Harley Davidson Insurance.



If you are eager to receive Harley Davidson Insurance estimates simply enter your ZIP code below to get a free quote on motorcycle insurance from a range of firms.

What Kinds of Coverage Are Available? Does Harley Davidson Insurance Provide?

If you are seeking to be insured by a reputable motorcycle insurance provider, Harley Davidson Insurance could be the one you are searching for.

The company offers insurance to all states, except Alaska or Hawaii If you decide to purchase the policy through Harley Davidson, you would be able to obtain the most basic insurance coverages, such as bodily injury liability and property damage liability. full coverage, collision insurance, uninsured and underinsured motorists’ bodily injury, uninsured and underinsured motorists’ injury, property damage protection, and medical expenses.




In addition to these basic protections, you are also capable of purchasing additional insurance should you want to make sure you have sufficient security.

Optional Coverages

Harley Davidson provides great optional coverages, such as:

  • Vacation rental coverage
  • Replacement of a bike
  • Harley Davidson roadside assistance

If you want planning to include vacation rental insurance in your motorcycle policy you had been able to extend your insurance for a vehicle that you hired. This means that if you reside in Pennsylvania but you were visiting relatives in Texas You could lease an automobile and ensure that you are riding with the same security you be able to enjoy back home.

In addition, if you are more than 100 miles from home and you were to be involved in an incident, the insurance may cover the cost of meals and accommodation. If you like taking long road trips with your bicycle, this extra insurance may be well worth it.



In addition to the vacation rental insurance, you can purchase bike replacement insurance should you choose to do so. You can get reimbursed for the full value of your bike if it is a total without depreciation being taken into consideration. This insurance option is an investment worth considering if you are thinking of buying a new motorbike.

Anyone who rides a motorbike can benefit by buying roadside assistance from Harley Davidson Insurance. If you are out on the road, anything could occur but with roadside assistance, you can receive fluid refills or a jump-starter for your battery, and even the replacement of your tires if you require it.



What Types of Motorcycles are Covered Under a Harley Davidson Policy?

Whatever your ride, Harley Davidson has a policy that will cover you. If you are concerned that your bike is not covered by the firm, check out the list of bikes covered by this company:

  • Standard
  • Cruiser
  • Touring
  • Sportster
  • Street rod
  • Softail
  • Dyna
  • S series
  • Sport touring
  • Sportbike
  • Trike
  • CVO
  • V-Rod
  • Dirt bike
  • Dual-purpose
  • Scooter
  • Moped
  • Autocycle

As you will observe, Harley Davidson has a policy that applies to every motorcyclist. It is hoped that you do not have to use Harley Davidson’s assistance however if you do happen to be injured in an incident, what do you use the insurance coverages you have?

How can motorcyclists file a claim with Harley Davidson?

Let’s say you slipped over a nail when you went for an excursion and you there was nothing to patch it up with. If you have roadside assistance included in the insurance plan, then you could submit a claim, and get your tire replaced. You could begin your Harley Davidson Insurance claims process by dialing the Harley Davidson insurance phone number or making use of the Harley Davidson Insurance login to begin the claim process on the internet.

It is important to be aware you must know that Harley Davidson Insurance is underwritten by the Sentry Insurance Group. That means when you make a claim Sentry is responsible for distributing money, but the positive side is that AM Best gave this company an A+ grade, meaning you do not need to worry about receiving a reimbursement.



Remember, if you are involved in an accident you did not cause, it is important to obtain the insurance details of the other driver. Also, you will need the driver’s complete name. You should inform the insurance provider know you were involved in the course of an incident, If case you are not the person responsible for the damage then you should claim the insurance company of the other driver.

This helps keep your claim history clear and could help you get the cash you need to repair your vehicle and pay off any medical bills you have incurred should you be injured during the accident.




How much will Harley Davidson Insurance cost?

On average, a motorcycle insurance policy that includes Harley Davidson Insurance costs $313 per year. However, each motorcyclist will pay the same amount because a large amount of personal information is required to create a unique price. If you are interested in knowing what you can expect to be paying for insurance look into getting insurance estimates on the internet.

If you are looking for quotes on motorcycle insurance, Harley Davidson Insurance allows motorcyclists to obtain quotes directly from their website. You can also compare other companies’ motorcycle insurance rates with Harley Davidson Insurance rates when you shop online.

It is best practice to collect a minimum of 5 insurance quotes before signing everything on the dotted line as well.

Does Harley Davidson Offer Discounts on Its Insurance?

When you purchase an insurance policy from Harley Davidson Insurance, you will be able to reduce the cost of your insurance policy. The company aims to make insurance accessible to all riders regardless of their budget by providing discounts such as these:

Discount TypeHow To Get It
New bikeReceive this discount when you insure a new motorcycle
H.O.G. memberBecome a member of the Harley Owners Group (H.O.G.).
Motorcycle endorsementThe longer you have ridden a motorcycle, the greater your discount will be
H-D Riding AcademyCompleting the H-D Riding Academy New Rider Course
HomeownerOwn a home that is insured by any company
Prompt PayerMake your policy payments on time
Claim-free renewalHave no accidents on your record at the time of your policy renewal
MulticycleInsure multiple motorcycles with Harley Davidson
LoyaltyHave a Harley Davidson insurance policy for more than one year

Whatever you choose to ride You should take the time to look over your insurance policies. By doing this, you will be able to make sure you are getting every discount you are eligible for added to your policy. This way you will spend less on your insurance and save it to save for the next trip.


Harley Davidson Insurance: What You Need to Know

No matter if you are riding mopeds or a traditional motorbike, Harley Davidson Insurance can provide you with the protection you require as long as you reside in any state other than Alaska and Hawaii. Harley Davidson Insurance offers great additional insurance options that will ensure your safety while away on vacation. It also allows you to file claims in a way that is convenient for you whether it is calling and talking with an agent or submitting the claim online.

If you are not certain whether this is the insurance company you are looking for go through the no-cost Harley Davidson Insurance reviews online. Be sure to remember that when you pay a payment on time for your Harley Davidson Insurance payment, you will receive an additional discount.

Enter your ZIP code below to learn the amount you can save on Harley Davidson Insurance and get no-cost quotes from insurance companies close to you right now.



FAQs – Harley Davidson Insurance

How Do I Get A Harley-davidson® Insurance Policy?

The choice is yours. You can buy directly via our website, where you can also get a quote, make payments, and report claims. In addition, most Harley-Davidson® dealership locations can also assist you directly.

What States Does Harley-Davidson Insurance Services Write-In?

We write motorcycle insurance in 48 states. At this time, we are unable to offer liability coverage insurance policies in Alaska, Hawaii, and Washington, D.C. However, if you live in the covered states, you are also covered when traveling to those areas.

What Liability Coverage Options Do You Offer?

No matter what state you live in, you are required to carry a basic insurance policy. Beyond that, most states have specific requirements. When you get a quote, your state-based coverage options will be shown to you. So, it is important to know what all of the options are for. Get our full list of coverage options.

What Types Of Motorcycle Insurance Discounts Are Available?

Harley-Davidson Motorcycle Insurance Services offers several discounts to its policyholders that may result in a reduced monthly insurance cost. If you own more than one cycle, own a home, have taken a motorcycle safety course (such as our Harley-Davidson® Riding Academy), or are an H.O.G.® member, you might be eligible for a discount on your insurance rate.
You will have a chance to review your eligible discount(s) during the motorbike insurance quote process. Check out all of our available discounts.

Do You Offer Roadside Assistance?

Roadside Assistance is an available add-on coverage option for all policyholders, providing emergency service to your motorcycle due to battery failure, flat tire, lock-out, or mechanical or electrical breakdown. You will also be covered for the immediate need for fuel, oil, fluid, or water, along with towing services to the nearest qualified service facility if required. Learn more.

Where Can I Find A Harley-davidson® Dealership Near Me?

We have Harley-Davidson® motorcycle dealerships located across the country. To find the dealership closest to you, use the Find a Dealer function on our website.

How Do I Get A Motorcycle Safety Training Discount?

If you have voluntarily taken and passed a motorcycle safety course in the past five years, you might qualify for a discount. We accept most safety courses, including the Harley-Davidson® Riding Academy.

What Should I Expect From The Claims Process?

Should something unfortunate happen to result in a collision or personal injury claim, we are here to help. At Harley-Davidson Insurance Services, we can direct you to a motorcycle claims specialist who will walk you through the process and help you get back on the road. Here is what you can expect.

Can I Buy Harley-davidson® Insurance For A Motorcycle That Is Not A Harley-davidson® Model?

Yes. Harley-Davidson® Insurance is available for virtually all makes and models—even customized motorcycles, and motorcycles 25 years and older.

FAQs – Motorcycle Insurance Payments

Can I Pay Annually?

Yes, you can. There is even a Harley-Davidson® Insurance discount for those who pay their bill in full a year at a time. But you do not have to. We offer several payment options.

How Can I Make A Payment?

You can pay by phone using a credit card or debit card. Or you can pay online using our secure site, including recurring automated payments. We even offer a Quick Pay option online. You do not need to create an account to use Quick Pay, but you will need to know your policy number.

Do You Offer Motorcycle Insurance Discounts?

We sure do. Visit our money-saving discounts page, and see a list of options available to you.

Can I Pay My Motorcycle Insurance Policy Online?

Absolutely. You can pay online here, even if you do not have an online Harley-Davidson Insurance Services account set up. If you already have an account, you can sign in to make a payment.

More Articles:

Sharing Is Caring:

Leave a Comment